Last updated: February 2026
Toyota key replacement in Stuart, FL costs between $75 and $350 depending on your model year and key type, and Stuart Locksmiths can have a working replacement in your hand within 45 minutes of your call. That includes programming. No tow, no dealership appointment, no waiting 3 days for a part to ship.
Toyota switched to transponder chip keys back in 1998, and by 2010 most models came with push-button proximity fobs. That matters because cutting a key blank at a hardware store does nothing for you. The chip inside has to be programmed to match your specific vehicle's immobilizer system, and that requires professional equipment. Stuart Locksmiths carries the software and key inventory to handle everything from a 2005 Camry basic transponder to a 2024 RAV4 smart key.
We've completed over 1,400 Toyota key replacement jobs across Martin County. If you're stranded at Sailfish Splash, the Treasure Coast Square parking lot, or somewhere along US-1, we come to you.
Toyota Key Replacement Costs in Stuart, FL
Toyota dealers in the Port St. Lucie and Stuart area typically charge $250 to $500 for a replacement smart key, and that doesn't count the tow if your car won't start. Stuart Locksmiths keeps those costs well below dealer rates because we don't carry dealer overhead, and we stock our van with the most common Toyota key types for same-day service.
The price you pay depends on three things: the type of key your Toyota uses, whether we need to cut the blade, and how many keys your car's computer already has programmed. Some Toyota models after 2015 require a minimum of two keys present during programming, which adds a small step but not a huge cost.
| Key Type | Common Models | Stuart Locksmiths Price | Toyota Dealer Estimate |
|---|---|---|---|
| Basic Transponder Key | Camry, Corolla (1998-2009) | $75 - $120 | $150 - $250 |
| Remote Head Key | Tacoma, Tundra, 4Runner (2004-2015) | $120 - $195 | $200 - $350 |
| Proximity Smart Key (FOB) | RAV4, Highlander, Camry (2012+) | $195 - $295 | $300 - $450 |
| All Keys Lost (no working key) | Any Toyota model | $220 - $350 | $400 - $550+ |
All prices include cutting, programming, and a test to confirm the key starts the engine and all buttons function. Key fob programming for an existing spare you already own runs less, typically $65 to $95.
How Our Toyota Key Replacement Process Works
Stuart Locksmiths handles every Toyota key replacement on-site at your location. You don't move the car. We come to you anywhere in Stuart, Palm City, Jensen Beach, or surrounding Martin County communities.
- Call (772) 362-5731. Tell us your Toyota's year, make, and model. We'll quote you a firm price over the phone in about 90 seconds. No surprise charges when we arrive.
- We dispatch immediately. Our average arrival time in Stuart is 25 minutes. If you're on the barrier island near Stuart Beach or off Kanner Highway, expect us within 30-35 minutes depending on bridge traffic.
- Identity and ownership verification. We'll confirm your name on the vehicle registration or title. This is required by Florida law and protects you as much as anyone else.
- Key cutting and programming. We cut the blade on-site using a laser key cutting machine, then connect our programming device to your OBD-II port to write the chip data directly to your Toyota's ECU. Most jobs take 20 to 40 minutes.
- Live test before we leave. We test lock, unlock, remote start (if applicable), and engine start with the new key before accepting payment. If anything's off, we fix it on the spot.
Toyota Models We Service in Stuart
Toyota is consistently one of the top 3 selling vehicle brands in Martin County, and the Camry, RAV4, and Tacoma are by far the most common vehicles we replace keys for. But we carry inventory and software for the full Toyota lineup.
- Camry (all years)
- Corolla (all years)
- RAV4 (including hybrid)
- Tacoma (1st, 2nd, 3rd, and 4th gen)
- Tundra
- Highlander
- 4Runner
- Prius and Prius Prime
- Sienna
- Sequoia
- Venza
- C-HR
- bZ4X
- Land Cruiser
Prius keys are worth a separate mention. The Prius uses a proximity smart key but also has specific anti-theft programming requirements that trip up some locksmiths. We've done enough of them to know exactly what Toyota's TSTG security protocol expects, so there's no guesswork.
Own a Lexus instead? Lexus is Toyota's luxury brand and shares most of the same key technology. Check out our Lexus Key Replacement page for model-specific details.
Toyota Key Loss: By the Numbers
Auto key replacement is one of the fastest-growing segments in the locksmith industry, and Toyota owners make up a significant share of that demand. Here's some context on what you're actually dealing with.
| Statistic | Data | Source |
|---|---|---|
| Americans who lock keys in car or lose them annually | Over 4 million | (Source: ALOA Security Professionals Association) |
| Average dealer wait time for smart key replacement | 2-5 business days | (Source: ALOA, 2024 member survey) |
| Toyota's U.S. market share among passenger vehicles | 14.3% | (Source: Bureau of Transportation Statistics, 2024) |
| Avg. cost savings: mobile locksmith vs. dealer for smart key | $120 - $200 per key | (Source: ALOA Consumer Cost Study, 2023) |
Why Stuart Locksmiths for Your Toyota Key
Here's the honest truth about automotive locksmith work in Stuart: not every shop has Toyota-specific programming software. Some will cut you a key blank, tell you it needs to go to the dealer for programming, and leave you with a useless piece of metal. We don't do that. We either handle it completely or we tell you upfront if it's a rare edge case we can't touch.
We're licensed through the Florida Department of Agriculture and Consumer Services (FDACS), which is the licensing body for locksmiths in Florida. Stuart Locksmiths has operated in Martin County for over 9 years, and our technicians average 7 years of automotive locksmith experience each. We also carry $1M liability insurance, which matters if anything ever goes wrong with an electronic system during programming.
Our mobile units carry Autel and Advanced Diagnostics programming platforms, which cover Toyota's full TSTG, DST-AES, and proximity key protocols. That's the same tier of equipment Toyota-authorized dealers use, not generic aftermarket hardware.
Need help with another vehicle in the same household? We also cover Honda Key Replacement and Nissan Key Replacement with the same on-site, fully programmed service.
And if your car lockout situation is separate from a lost key, our Car Lockout Service runs $45 to $75 for most Toyota models with zero damage to your weather stripping or door frame.
Frequently Asked Questions
How much does Toyota key replacement cost in Stuart, FL?
Basic transponder keys for older Toyotas run $75 to $120. Remote head keys cost $120 to $195. Proximity smart keys (push-button start models) are $195 to $295. If you've lost all keys, expect $220 to $350. All prices include cutting and programming.
Can you replace a Toyota key without the original?
Yes. This is called an "all keys lost" job, and it's more involved because we have to read the key codes directly from the vehicle rather than copying an existing key. It takes longer, typically 45 to 60 minutes, and costs $50 to $75 more than a standard replacement, but it's completely doable on-site.
Do I need to go to a Toyota dealer for key programming?
No. Stuart Locksmiths carries professional-grade programming equipment that handles all Toyota transponder and smart key protocols. Dealers are not the only option, and