Last updated: February 2026
Stranded in Stuart with no working Subaru key? Here's exactly what you need to know: Stuart Locksmiths replaces Subaru keys for most models in 30 to 60 minutes, right where you're parked, whether that's a lot off US-1, a side street near Sailfish Park, or your driveway in Rio. Pricing runs $95 to $285 depending on the key type and your Subaru's year. No tow truck to a dealership. No 3-day wait.
Why Subaru Keys Are a Different Problem
Subaru has used Subaru Select Monitor (SSM) transponder technology since the mid-2000s, and the newer Outback, Forester, Crosstrek, and Impreza models use proximity smart keys with push-button start. These aren't standard cut keys you can copy at a hardware store.
The chip inside your Subaru key has to be programmed to your car's ECU. Wrong program? The engine cranks but won't start. That's why generic key cutting shops fail and why you need a locksmith with the right automotive programming tools, not just a key blank and a grinder.
Stuart Locksmiths carries Subaru-compatible key blanks and programs to match using professional-grade diagnostic equipment. We've handled Subaru keys for models going back to 2003.
What It Actually Costs to Replace a Subaru Key in Stuart
Prices below reflect Stuart Locksmiths' on-site mobile service rates. Dealer pricing is included so you can compare before you decide.
| Key Type | Subaru Models | Stuart Locksmiths Price | Dealer Estimate |
|---|---|---|---|
| Basic Transponder Key | 2003-2012 Legacy, Outback, Forester | $95 - $135 | $150 - $250 |
| Remote Head Key (Flip Key) | 2010-2018 Impreza, Forester, XV | $150 - $195 | $250 - $375 |
| Proximity Smart Key / Key Fob | 2015-2026 Outback, Crosstrek, Forester | $200 - $285 | $350 - $500+ |
| Key Fob Only (no key cut needed) | All push-button start models | $95 - $150 | $175 - $300 |
Dealer prices don't include towing. Factor that in and the savings with Stuart Locksmiths are usually $150 to $300 per job. Our Key Fob Programming & Replacement page covers fob-only services in more detail.
According to the Associated Locksmiths of America (ALOA), automotive key replacement is now the fastest-growing locksmith service category, with smart key and fob programming accounting for over 60% of all automotive locksmith calls in 2024. (Source: ALOA Industry Survey 2024)
Our Process: How We Replace Your Subaru Key On-Site
- Call us at (772) 362-5731. Tell us your Subaru's year, model, and where you're located in Stuart or the surrounding area. We'll confirm availability and give you an exact price quote on that call. No surprises.
- We come to you, fast. Our average response time in Stuart is 22 minutes. We're local, not dispatched from West Palm or Fort Pierce. You'll see our van, not a stranger's car.
- Verification and VIN check. We verify you're the registered owner before cutting anything. Florida law requires it, and we follow it. Have your ID and registration ready.
- Key cutting and transponder programming. We cut the blade to your door/ignition profile, then use our programming equipment to sync the transponder or smart key to your Subaru's ECU. This step takes 15 to 25 minutes depending on the model.
- Test. Every function. Every time. We test door unlock, ignition start, remote lock/unlock, and panic alarm before we pack up. You don't pay until everything works.
Subaru Models We Service in Stuart
We cover the full Subaru lineup. If it's in your driveway or on the road in Martin County, we can handle it.
- Subaru Outback (2003-2026)
- Subaru Forester (2003-2026)
- Subaru Crosstrek and XV (2013-2026)
- Subaru Impreza (2005-2026)
- Subaru Legacy (2005-2026)
- Subaru Ascent (2019-2026)
- Subaru BRZ (2013-2026)
- Subaru WRX and STI (2008-2026)
Not sure which key type your model uses? Call us and give us the VIN. We'll tell you exactly what you need before we ever arrive.
If you drive another make, check our Car Key Replacement page, or see specific pages for Toyota Key Replacement and Honda Key Replacement.
Serving Stuart and All of Martin County
Stuart's geography matters when you're stranded. We cover everything from the Monterey Road corridor to downtown Stuart's riverfront, out to Palm City, Jensen Beach, and Hobe Sound. If you're stuck in the parking lot at Publix on Kanner Highway or at a job site near the Crossroads shopping area, we're close.
Florida heat makes car key emergencies worse, fast. Sitting in a 95-degree parking lot on Southeast Federal Highway in July is miserable. We move quick on purpose. Our 22-minute average isn't a marketing claim, it's what happens when you're actually local.
We also serve Palm City, Jensen Beach, and Hobe Sound at the same rates. No extra mileage fees for nearby communities.
Why Choose Stuart Locksmiths for Your Subaru
- Licensed in Florida. We hold a current Florida Class D Locksmith License. You can verify it. Many mobile "locksmiths" advertised online can't say the same.
- Automotive-specific tools. Subaru key programming requires tools like the Autel IM608 or equivalent. We have them. Generic locksmiths often don't.
- 1,200+ automotive jobs completed in Martin County since opening. Subaru is one of our top 5 makes by volume.
- Transparent pricing over the phone. The price we quote is the price you pay. No "diagnostic fees" added at the end.
- No tow required. We come to your car, wherever it's parked. You don't need to move anything.
- We work with your insurance. Some auto insurance policies cover key replacement under roadside assistance. We'll provide an itemized receipt for your claim.
Need something beyond key replacement? Our Automotive Locksmith page covers car lockouts, ignition work, and more. For a stuck ignition specifically, check our Ignition Repair & Replacement page.
Frequently Asked Questions
Can you replace a Subaru key without the original?
Yes. We can cut and program a new Subaru key even if you have no working keys left. We generate the key code from your VIN and program the new key directly to the car. It takes slightly longer than duplicating from an existing key, usually 45 to 60 minutes total.
How much does Subaru key replacement cost in Stuart, FL?
Basic transponder keys start at $95. Remote head keys (flip keys) run $150 to $195. Smart keys and proximity fobs for newer Subarus are $200 to $285. The exact price depends on your model year and whether you need one key or two.
Do I have to go to a Subaru dealership to get a new key programmed?
No. A licensed automotive locksmith with the right programming equipment can do exactly what a dealer does, faster and for less money. We program Subaru keys to factory spec using professional diagnostic tools.
How long does it take to get a Subaru key replaced in Stuart?
Response time averages 22 minutes from your call. The actual key cutting and programming takes 15 to 35 minutes on-site depending on your model. You're usually back on the road in under an hour total.
My Subaru key fob stopped working but the key still starts the car. What's the problem?
Almost always a dead CR2032 battery in the fob. Replace it first, it's a $3 fix. If that doesn't solve it, the fob may have lost its programming and needs to be re-synced to your car, which we can do on-site for $95 to $150.
Can you make a spare Subaru key while I still have my original?
Absolutely, and this is the smartest move you can make. Duplicating from an existing working key is faster and slightly cheaper than emergency replacement from scratch. Most Subaru owners have never gotten a spare cut. Don't wait until you're stranded.
Will a replacement Subaru key work for both the door and the ignition?
Yes. We cut the key blade to your specific profile, which operates both the door lock and the ignition cylinder. The transponder chip inside handles the immobilizer. One key covers everything.
Does my car insurance cover Subaru key replacement?
It depends on your policy. Many comprehensive auto policies and roadside assistance add-ons include key replacement up to a certain dollar amount. Call your insurer after the job, and we'll give you an itemized receipt to submit for reimbursement.
I have a 2022 Subaru Outback with push-button start. Is that harder to replace?
Newer smart keys are more involved than older transponder keys, but we handle them regularly. The 2019-2026 Outback uses a proximity key that requires OBD-II programming. Expect the job to take 40 to 55 minutes and cost $220 to $285 on-site in Stuart.
What do I need to have with me when you arrive?
Your driver's license and your vehicle registration. Florida law requires us to confirm ownership before cutting or programming any key. If you don't have registration in the car, a title or insurance card with your name and the VIN usually works.
Can you replace a Subaru key if it broke in the ignition?
Yes. That's actually two jobs: broken key extraction and then key replacement. We do both on the same visit. See our Broken Key Extraction service for details on what that process looks like.
Do you service Subarus in Palm City or Jensen Beach, not just Stuart?
Yes. We cover all of Martin County at the same rates. That includes Palm City, Jensen Beach, Port St. Lucie, and surrounding areas. No extra travel fees.
Ready to get your Subaru key replaced in Stuart? Call Stuart Locksmiths right now at Call now for fast, reliable service. Free estimates available.Ready to Get Started?